Intergenerational Wealth Transfer

Intergenerational wealth transfer is reshaping the advice landscape in Australia. 

As wealth moves from older Australians to their children and grandchildren, advice practices are being asked to serve multiple generations with different goals, risk tolerances, communication preferences, and life-stage needs.

For advisers, this shift creates both opportunity and complexity. Supporting older clients to transfer wealth confidently and fairly requires careful planning across superannuation, taxation, estate arrangements and family governance. At the same time, engaging younger clients who are building careers, buying homes and forming families calls for advice that is practical, values-aware and suited to a very different client experience.

In this edition of the INPractice Online, The Inside Network will explore how financial advisers can navigate the intergenerational wealth transfer and adapt their advice approach to deliver better outcomes for both wealth creators and beneficiaries.

This session will cover:

• The key advice implications of Australia’s intergenerational wealth transfer, and what it means for client strategy and practice planning.

• How to advise older clients on transferring wealth with confidence, including common planning considerations and decision points.

• How to engage and advise younger clients receiving wealth, including how to structure advice that supports capability, long-term thinking and appropriate risk management.

• Practical strategies for strengthening multigenerational relationships, improving retention across family groups, and building a more resilient practice model.

This session is designed for financial advisers who want to remain relevant across generations, deepen family relationships and deliver advice that supports clients through one of the most significant structural shifts in wealth Australia has seen.